@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;1,400;1,500&family=DM+Sans:opsz,wght@9..40,300;9..40,400;9..40,500;9..40,600&display=swap');

:root {
  --white:   #FFFFFF;
  --off:     #F7F9FC;
  --lt:      #EEF2F8;
  --navy:    #1A365D;
  --navy2:   #1C4080;
  --blue:    #2563EB;
  --blue2:   #3B82F6;
  --teal:    #0F7490;
  --teal2:   #0E8BAB;
  --text:    #111827;
  --body:    #374151;
  --muted:   #6B7280;
  --light:   #9CA3AF;
  --bord:    #E2E8F0;
  --bord2:   #CBD5E1;
  --gold:    #B7860B;
  --gold2:   #D4A017;
  --max: 1200px;
  --r: 6px; --r2: 10px; --r3: 16px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'DM Sans',system-ui,sans-serif;
  background:var(--white); color:var(--body);
  font-size:16px; line-height:1.65;
  overflow-x:hidden; -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--navy)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 32px;width:100%}

/* NAV */
.topbar{
  background:var(--white);
  border-bottom:1px solid var(--bord);
  position:sticky;top:0;z-index:200;
  box-shadow:0 1px 4px rgba(0,0,0,.07);
}
.nav{display:flex;align-items:center;height:72px;gap:20px;justify-content:space-between}
.logo-link{display:flex;align-items:center;flex-shrink:0}
.logo-link img{height:40px;width:auto;object-fit:contain}
.nav-links{display:flex;align-items:center}
.nav-links a{
  font-size:14px;font-weight:500;color:var(--navy);
  padding:0 15px;height:72px;display:flex;align-items:center;
  border-bottom:3px solid transparent;
  transition:color .15s,border-color .15s;white-space:nowrap;
}
.nav-links a:hover{color:var(--blue);border-bottom-color:var(--blue2)}
.nav-links a.active{color:var(--blue);border-bottom-color:var(--blue)}
.nav-right{display:flex;align-items:center;gap:10px;flex-shrink:0}

/* BUTTONS */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:10px 22px;border-radius:999px;
  border:2px solid var(--blue);background:var(--blue);
  color:var(--white);font-size:14px;font-weight:600;cursor:pointer;
  transition:all .18s;font-family:'DM Sans',system-ui,sans-serif;
  white-space:nowrap;letter-spacing:.1px;
}
.btn:hover{background:var(--navy);border-color:var(--navy);color:var(--white);transform:translateY(-1px);box-shadow:0 4px 16px rgba(37,99,235,.3)}
.btn:active{transform:translateY(0);box-shadow:none}
.btn.outline{background:transparent;border-color:var(--white);color:var(--white)}
.btn.outline:hover{background:rgba(255,255,255,.12);color:var(--white)}
.btn.outline-blue{background:transparent;border-color:var(--blue);color:var(--blue)}
.btn.outline-blue:hover{background:var(--blue);color:var(--white)}
.btn.outline-navy{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn.outline-navy:hover{background:var(--navy);color:var(--white)}
.btn.sm{padding:8px 18px;font-size:13px}

/* HERO - dark navy, rich */
.page-hero{
  background:linear-gradient(135deg,var(--navy) 0%,#1a4080 50%,#0f2d5a 100%);
  padding:72px 0 56px;position:relative;
}
.page-hero::after{
  content:'';position:absolute;bottom:0;left:0;right:0;height:4px;
  background:linear-gradient(90deg,var(--blue),var(--teal),var(--blue));
}
.page-kicker{font-size:11px;letter-spacing:3px;text-transform:uppercase;color:rgba(255,255,255,.55);font-weight:600;margin-bottom:12px}
.page-h1{font-family:'Cormorant Garamond',serif;font-size:52px;font-weight:500;line-height:1.06;color:var(--white);margin-bottom:16px}
.page-h1 em{font-style:italic;color:#93C5FD;font-weight:400}
.page-lead{color:rgba(255,255,255,.7);font-size:16px;line-height:1.75;max-width:58ch}

/* SECTIONS */
.section{padding:80px 0}
.section.off{background:var(--off)}
.section.lt{background:var(--lt)}
.section+.section{border-top:1px solid var(--bord)}
.section.off+.section,.section+.section.off,
.section.lt+.section,.section+.section.lt,
.section.cta+.section,.section+.section.cta{border-top:none}
.section.cta{background:var(--navy);padding:72px 0}

.section-head{margin-bottom:52px;text-align:center}
.section-head.left{text-align:left}
.s-label{font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:10px}
.s-title{font-family:'Cormorant Garamond',serif;font-size:42px;font-weight:500;color:var(--navy);line-height:1.1;margin-bottom:14px}
.s-title em{font-style:italic;color:var(--blue);font-weight:400}
.s-sub{color:var(--muted);font-size:16px;max-width:60ch;line-height:1.75;margin:0 auto}
.section-head.left .s-sub{margin:0}

/* CARDS */
.card{background:var(--white);padding:28px 30px;border-radius:var(--r3);border:1px solid var(--bord);box-shadow:0 2px 8px rgba(0,0,0,.05);min-width:0;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 8px 28px rgba(0,0,0,.1);transform:translateY(-2px)}
.card h3{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:500;color:var(--navy);margin-bottom:10px}
.card p{color:var(--muted);font-size:14px;line-height:1.78}
.card.top-blue{border-top:3px solid var(--blue)}
.card.top-teal{border-top:3px solid var(--teal)}

/* CHIPS */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.chip{font-size:12px;padding:4px 12px;border-radius:999px;border:1px solid var(--bord2);background:var(--off);color:var(--navy);font-weight:500}
.chip.blue{border-color:var(--blue2);color:var(--blue);background:rgba(37,99,235,.06)}
.chip.teal{border-color:var(--teal);color:var(--teal);background:rgba(15,116,144,.06)}
.chip.gold{border-color:var(--gold2);color:var(--gold);background:rgba(183,134,11,.07)}

/* GRIDS */
.g2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px}
.g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}

/* CHECKLIST */
.checklist{display:flex;flex-direction:column;gap:9px;margin-top:14px}
.check-item{display:flex;align-items:flex-start;gap:10px;font-size:14px;color:var(--body);line-height:1.6}
.check-item::before{content:'✓';color:var(--blue);font-weight:700;font-size:13px;flex-shrink:0;margin-top:1px}

/* QUOTE */
.quote-box{padding:24px 28px;border-radius:var(--r2);border-left:4px solid var(--blue);background:var(--off)}
.quote-box p{font-family:'Cormorant Garamond',serif;font-size:20px;font-style:italic;color:var(--navy);line-height:1.55}
.quote-box .by{font-size:12px;color:var(--muted);margin-top:10px;letter-spacing:.5px;text-transform:uppercase}

/* NOTE */
.note-box{padding:16px 20px;border-radius:var(--r2);border:1px solid var(--bord);background:var(--off);border-left:4px solid var(--teal);font-size:14px;color:var(--body);line-height:1.7}
.note-box strong{color:var(--navy)}

/* FOOTER */
footer{background:var(--navy);color:rgba(255,255,255,.7);padding:60px 0 32px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:44px}
.foot-brand .foot-logo{height:36px;width:auto;margin-bottom:16px}
.foot-brand p{font-size:13.5px;color:rgba(255,255,255,.55);line-height:1.7;max-width:28ch}
.foot-col h4{font-size:11px;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,.4);font-weight:600;margin-bottom:14px}
.foot-col a,.foot-col span{display:block;font-size:14px;color:rgba(255,255,255,.6);margin-bottom:9px;transition:color .15s}
.foot-col a:hover{color:var(--white)}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);font-size:13px;color:rgba(255,255,255,.35)}
.eng-logo{height:24px;width:auto;opacity:.3;filter:invert(1)}

/* RESPONSIVE */
@media(max-width:1100px){.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.foot-grid{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:860px){.wrap{padding:0 20px}.g2,.g3{grid-template-columns:minmax(0,1fr)}.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.nav-links{display:none}.page-h1{font-size:40px}.s-title{font-size:32px}.section{padding:56px 0}}
@media(max-width:560px){.g4{grid-template-columns:minmax(0,1fr)}.page-h1{font-size:32px}.foot-grid{grid-template-columns:minmax(0,1fr)}}